Is Health Insurance At Healthcare.gov Right For You?

Healthcare.gov is a place where you can get insurance through the Affordable Care Act. You may be wondering whether this is the right option for you. There are several reasons that you will need to get insurance through Healthcare.gov.

You Cannot get Insurance Through Your Job

Many people are fortunate enough to get insurance from their employer. However, if you are self-employed or a part-time worker, then you are not able to get insurance from an employer. You can sign up for insurance through Healthcare.gov if you are not able to get insurance through your job.

You Have Trouble Finding Affordable Insurance

Medicaid is an insurance option for low-income people. However, if your income is above a certain limit, then you will not be able to get Medicaid. You can get insurance through the Affordable Care Act if you have trouble finding a low-cost insurance plan. There are tax credits that you may be eligible that can lower the cost of insurance.

It is estimated that 60 percent of people who get insurance through the Affordable Care Act pay less than $100 per month. In fact, many people are able to get insurance for less than $50.

You Want More Coverage

If you already have insurance but you are not happy with the coverage that you have, then you should visit Healthcare.gov. You may be able to get preventative services for free. Immunizations and checkups are examples of some of the types of coverage that you can get without having to pay upfront. You may also be able to get prescription drug coverage even if you have not met your deductible.

Additionally, you can get mental health coverage. In the past, people have had to forgo getting help for mental health problems because of the lack of coverage.

Benefits of Health Insurance From Healthcare.gov

  • It is easier than ever to apply.
  • You will be able to save money.
  • You will be able to get better coverage for less money.
  • You will have peace of mind knowing that you are covered.
  • You get to choose how you use your premium credits.